Caregiver Live-in – This type of caregiver lives in the home with the senior for whom they are caring. It can be a very cost-effective arrangement for home care, especially if there is a spare bedroom. Live-in help can be particularly helpful when nighttime care is required or when families need intermittent care like morning and evening shifts.

Costs will vary depending on the state you live in, the number of hours per day required and the intensity of care. Provision of room and board will off-set the overall cost of care – but not cover all of it.